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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer

Ok-Life-Accident-and-Health-or-Sickness-Producer

Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer

Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam

Updated: Sep 10, 2026

Q&A Number: 157 Q&As

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About Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam dumps / Bootcamp

Failing the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam means paying the registration fee all over again. A set of 157 updated Ok-Life-Accident-and-Health-or-Sickness-Producer practice questions from Dumpkiller costs far less than a retake — a smart investment for 2026 candidates.

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Oklahoma Insurance Department
Exam Name:Oklahoma Life, Accident, and Health or Sickness Producer Exam
Exam Number:Ok-Life-Accident-and-Health-or-Sickness-Producer
Exam Format:Closed-book, Computer-based, Multiple-choice
Exam Duration:150 minutes
Related Certifications:Life Producer License
Health or Sickness Producer License
Accident and Health Producer License
Exam Price:$44.00 USD
Real Exam Qty:155 (150 scored, 5 unscored pretest)
Available Languages:English
Certificate Validity Period:2 years (renewable every 2 years with continuing education)
Passing Score:70%
Recommended Training:Oklahoma Insurance Department Study Resources
Prometric Candidate Information Bulletin
Exam Registration:Oklahoma Insurance Department Exam Page
Prometric Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:In-person at Prometric test centers or online remote proctored
Pre Condition:Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed
Official Syllabus URL:https://www.oid.ok.gov/licensing/producer-licensing/exam-information/

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Knowledge72%- Insurance Regulation
  • 1. Federal and state laws
  • 2. Licensing requirements
  • 3. Unfair trade practices
- Life Insurance Basics
  • 1. Underwriting and issue
  • 2. Policy provisions and riders
  • 3. Types of life policies
- Health and Accident Insurance Basics
  • 1. Accident and sickness coverage
  • 2. Disability income insurance
  • 3. Health insurance policies
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
Oklahoma State-Specific Knowledge28%- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability

What Candidates Ask About the Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam

Can you give me an overview of the Ok-Life-Accident-and-Health-or-Sickness-Producer exam?

The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam (code: Ok-Life-Accident-and-Health-or-Sickness-Producer) is the official Insurance Licensing exam that leads to the Life, Accident, and Health or Sickness Producer License certification. It sits at the Entry-Level / Producer level of the Insurance Licensing certification track. It is also connected with related credentials such as Life Producer License, Health or Sickness Producer License, Accident and Health Producer License. Passing it proves to employers that your skills have been validated by Insurance Licensing itself, which is why the Ok-Life-Accident-and-Health-or-Sickness-Producer credential keeps showing up in job postings.

How many questions are in the Ok-Life-Accident-and-Health-or-Sickness-Producer exam, and how long does it take?

The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam gives you 150 minutes to work through 155 (150 scored, 5 unscored pretest). Pacing matters more than most candidates expect, so before exam day, run at least one full timed session in the Dumpkiller test engine to learn how long you can afford per question. If an item stalls you, flag it and move on — coming back later beats burning five minutes on a single question.

What score do I need to pass the Ok-Life-Accident-and-Health-or-Sickness-Producer exam, and how much does it cost?

The passing score for the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam is 70%, and the official registration fee is $44.00 USD. Remember that a failed attempt means paying that fee in full again, so a timed self-assessment with Dumpkiller practice questions about a week before your exam date is a cheap way to confirm you are scoring comfortably above 70%.

Are there any prerequisites for the Ok-Life-Accident-and-Health-or-Sickness-Producer exam?

According to Insurance Licensing, the following applies: Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed. Certification policies do change from time to time, so confirm the latest requirements on the official exam page at https://www.oid.ok.gov/licensing/producer-licensing/exam-information/ before you register.

How do I register for the Ok-Life-Accident-and-Health-or-Sickness-Producer exam?

You can book your Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam through the official channels below:

Depending on availability in your region, the exam is delivered as In-person at Prometric test centers or online remote proctored.

What official training does Insurance Licensing recommend for the Ok-Life-Accident-and-Health-or-Sickness-Producer exam?

Insurance Licensing lists the following training options for Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer candidates:

Official courses build a solid foundation, and pairing them with the 157 practice questions from Dumpkiller shows you how ready you really are before you spend money on the exam itself.

Can I try the Ok-Life-Accident-and-Health-or-Sickness-Producer practice questions before buying?

Yes. Dumpkiller offers a free Ok-Life-Accident-and-Health-or-Sickness-Producer PDF demo so you can review the question style, difficulty, and explanations before committing to anything. After purchase, your Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer material includes 365 days of free updates, and if your product expires after that, you can extend the update service at a 50% discount from your member zone.

What happens if I do not pass the Ok-Life-Accident-and-Health-or-Sickness-Producer exam, and how is my order delivered?

If you take the corresponding Ok-Life-Accident-and-Health-or-Sickness-Producer exam within 60 days of your purchase and do not pass, you can apply for a full refund under our 100% Money Back Guarantee, subject to a few conditions: the failed exam must be the one matching your purchase; sitting the exam within 3 days of purchase does not qualify, since that leaves too little preparation time; downloading the material without actually taking the exam does not qualify; free materials and expired orders are excluded; and the candidate name must match the payer name. To apply, send a scanned copy of your enrollment slip together with your official Score Report (PDF) within 2 days after the exam, and claims are processed within 7 days. If you would rather not take a refund, you can exchange your purchase for two free products of equal value while keeping the update service on the product you originally bought. As for delivery, everything is an instant download: your products are sent to your email within one minute of payment — contact customer service if nothing arrives within 2 hours — and there is no limit on the number of computers you can install the software on.

What topics are covered in the Ok-Life-Accident-and-Health-or-Sickness-Producer exam?

The official Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer syllabus is organized into 2 main domains. The first three are General Insurance Knowledge (72%), and Oklahoma State-Specific Knowledge (28%). For the full domain-by-domain breakdown, see the complete Exam Topics outline above.

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

A form of an accelerated death benefit is a

A. home care benefit.
B. cost of living benefit.
C. nonforfeiture extended term benefit.
D. terminal illness settlement benefit.


Question #2

How are benefits treated for tax purposes if an individual is receiving disability insurance benefits from a group policy paid for by his employer?

A. They are taxable income.
B. They are only subject to Social Security and FUTA taxes.
C. They are not taxable.
D. They can be deducted from gross income.


Question #3

The provision that the policy and a copy of an application is endorsed upon or attached to the policy when issued is the

A. entire contract.
B. certificate.
C. application.
D. policy summary.


Question #4

An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

A. an add-on.
B. a rider.
C. an attachment.
D. a supplement.


Question #5

Spouses want to purchase a life insurance policy that will pay benefits at the death of the first spouse. This is an example of a

A. joint life policy.
B. survivorship life policy.
C. universal life policy.
D. variable life policy.


Solutions:

Question #1
Answer: D
Question #2
Answer: A
Question #3
Answer: A
Question #4
Answer: B
Question #5
Answer: A

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