The E05 exam has a reputation for tripping up even experienced professionals. Dumpkiller breaks the CII Examination element of M05 Insurance law syllabus down into 52 practice questions with clear explanations, so tricky topics stop feeling intimidating.
CII E05 Exam Overview:
| Certification Vendor: | CII (The Chartered Insurance Institute) |
|---|---|
| Exam Name: | Examination element of M05 Insurance law |
| Exam Number: | E05 |
| Passing Score: | 65% |
| Related Certifications: | CII Diploma in Insurance CII Advanced Diploma in Insurance |
| Available Languages: | English |
| Exam Price: | £195 - £245 (approx., varies by region/member status) |
| Exam Duration: | 60 minutes |
| Real Exam Qty: | 50 |
| Certificate Validity Period: | 3 years |
| Exam Format: | Multiple Response Questions, Multiple Choice Questions (MCQ) |
| Recommended Training: | CII RevisionMate Learning Platform CII Key Facts Booklet - M05 |
| Exam Registration: | CII Official Registration |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Online remote proctored or in-person at approved test centres |
| Pre Condition: | Recommended prior knowledge: IF1 Insurance, Legal and Regulatory or equivalent |
| Official Syllabus URL: | https://www.ciigroup.org/learning/qualifications/diploma-in-insurance-qualification/unit-insurance-law-m05/ |
CII E05 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Claims and Indemnity Principles | 15% | - Subrogation and contribution - Measure of indemnity - Notification and proof of loss |
| Topic 2: Nature and Sources of English Law | 15% | - Legal system and structure - Legal personality and capacity - Sources of law: statute, common law, EU influence |
| Topic 3: Law of Agency | 10% | - Application to insurance intermediaries - Authority, rights and duties - Creation and types of agency |
| Topic 4: Law of Contract | 15% | - Essentials of a valid contract - Terms, conditions and representations - Breach and remedies |
| Topic 5: Law of Torts | 15% | - Other torts: trespass, nuisance, breach of statutory duty - Application to liability insurance - Principles of negligence |
| Topic 6: Formation of Insurance Contracts | 15% | - Offer, acceptance and consideration - Insurable interest - Utmost good faith and disclosure |
| Topic 7: Interpretation and Vitiation of Insurance Contracts | 15% | - Warranties, conditions and exceptions - Rules of construction - Factors vitiating the contract |
What Candidates Ask About the CII E05 Exam
Can you give me an overview of the E05 exam?
The CII Examination element of M05 Insurance law exam (code: E05) is the official CII exam that leads to the Insurance Law (M05) certification. It sits at the Associate / Diploma Level level of the CII certification track. It is also connected with related credentials such as CII Diploma in Insurance, CII Advanced Diploma in Insurance. Passing it proves to employers that your skills have been validated by CII itself, which is why the E05 credential keeps showing up in job postings.
How many questions are in the E05 exam, and how long does it take?
The CII Examination element of M05 Insurance law exam gives you 60 minutes to work through 50. Pacing matters more than most candidates expect, so before exam day, run at least one full timed session in the Dumpkiller test engine to learn how long you can afford per question. If an item stalls you, flag it and move on — coming back later beats burning five minutes on a single question.
What score do I need to pass the E05 exam, and how much does it cost?
The passing score for the CII Examination element of M05 Insurance law exam is 65%, and the official registration fee is £195 - £245 (approx., varies by region/member status). Remember that a failed attempt means paying that fee in full again, so a timed self-assessment with Dumpkiller practice questions about a week before your exam date is a cheap way to confirm you are scoring comfortably above 65%.
Are there any prerequisites for the E05 exam?
According to CII, the following applies: Recommended prior knowledge: IF1 Insurance, Legal and Regulatory or equivalent. Certification policies do change from time to time, so confirm the latest requirements on the official exam page at https://www.ciigroup.org/learning/qualifications/diploma-in-insurance-qualification/unit-insurance-law-m05/ before you register.
How do I register for the E05 exam?
You can book your CII Examination element of M05 Insurance law exam through the official channels below:
Depending on availability in your region, the exam is delivered as Online remote proctored or in-person at approved test centres.
What official training does CII recommend for the E05 exam?
CII lists the following training options for CII Examination element of M05 Insurance law candidates:
Official courses build a solid foundation, and pairing them with the 52 practice questions from Dumpkiller shows you how ready you really are before you spend money on the exam itself.
Can I try the E05 practice questions before buying?
Yes. Dumpkiller offers a free E05 PDF demo so you can review the question style, difficulty, and explanations before committing to anything. After purchase, your CII Examination element of M05 Insurance law material includes 365 days of free updates, and if your product expires after that, you can extend the update service at a 50% discount from your member zone.
What happens if I do not pass the E05 exam, and how is my order delivered?
If you take the corresponding E05 exam within 60 days of your purchase and do not pass, you can apply for a full refund under our 100% Money Back Guarantee, subject to a few conditions: the failed exam must be the one matching your purchase; sitting the exam within 3 days of purchase does not qualify, since that leaves too little preparation time; downloading the material without actually taking the exam does not qualify; free materials and expired orders are excluded; and the candidate name must match the payer name. To apply, send a scanned copy of your enrollment slip together with your official Score Report (PDF) within 2 days after the exam, and claims are processed within 7 days. If you would rather not take a refund, you can exchange your purchase for two free products of equal value while keeping the update service on the product you originally bought. As for delivery, everything is an instant download: your products are sent to your email within one minute of payment — contact customer service if nothing arrives within 2 hours — and there is no limit on the number of computers you can install the software on.
What topics are covered in the E05 exam?
The official CII Examination element of M05 Insurance law syllabus is organized into 7 main domains. The first three are Claims and Indemnity Principles (15%), Formation of Insurance Contracts (15%), and Law of Contract (15%). For the full domain-by-domain breakdown, see the complete Exam Topics outline above.
CII Examination element of M05 Insurance law Sample Questions:
Question #1
For this question more than 1 option is correct. You must select all the correct options to gain the mark. In a consumer insurance policy, a warranty can arise as
A. a basis of the contract clause.
B. a continuing warranty.
C. an exception clause.
D. an express term.
Question #2
Insurance agencies are usually created by way of
A. unilateral agreement.
B. deed of agreement.
C. implied agreement.
D. express agreement.
Question #3
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?
A. If there is a subrogation action against the manufacturer of the tumble dryer.
B. If the tumble dryer is covered by extended warranty insurance.
C. If there is a breach of a warranty requiring the burglar alarm to be set.
D. If the policyholder exaggerates the value of the claim.
Question #4
When, if at all, does the duty of fair presentation of a risk apply after a non-consumer insurance contract has been formed?
A. It does not apply as the duty is to take reasonable care not to make a misrepresentation.
B. From the date of a breach of warranty.
C. On submission of a claim.
D. Where there is a variation in the insured risk.
Question #5
In what circumstances is abandonment automatic under a marine hull insurance policy?
A. The insured has performed an action of abandonment.
B. The insured has sent a formal notice of abandonment.
C. The constructive total loss of the vessel.
D. The actual total loss of the vessel.
Solutions:
| Question #1 Answer: A,D | Question #2 Answer: D | Question #3 Answer: D | Question #4 Answer: D | Question #5 Answer: D |


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